Case nº ÖÄ2504-07 of G, February 13, 2008
Resolution Date | February 13, 2008 |
Issuing Organization | G |
Kronofogdemyndigheten beviljade skuldsanering för C. Beslutet överklagades och tingsrätten avslog C:s ansökan med följande motivering:
C är utbildad behandlingsassistent. Det får bedömas som att hon, med bl.a. beaktande av hennes ålder och hälsa, har möjlighet att arbeta som detta, vilket hon också tidvis har gjort om än utan fast anställning. Under skuldsaneringsförfarandets gång har C emellertid påbörjat en treårig utbildning till behandlingspedagog. Hon uppbär numera studiebidrag och tar studielån. Själv har C uppskattat att hon efter avslutade studier som behandlingspedagog kommer att uppbära en lön om 19 000 kr. Hon har också haft inkomst om 4 700 kr för arbete som stödfamilj. Med beaktande av detta och skuldernas storlek föreligger enligt tingsrättens mening sådana svårigheter att göra en någorlunda säker prognos avseende C:s förmåga att inom överskådlig tid betala sina skulder att förutsättningar saknas att bevilja henne skuldsanering.
I ett skuldsaneringsärende krävs bl.a. vidare av gäldenären att han eller hon försöker göra rätt för sig. I detta innefattas en förpliktelse för gäldenären att aktivt söka arbete och stå till arbetsmarknadens förfogande (jfr RH 1996:34). C är utbildad behandlingsassistent och får, som tidigare konstaterats, bedömas, att utifrån sin ålder och hälsa ha möjlighet att arbeta som detta, vilket hon också periodvis gjort. Trots detta har hon, efter det att skuldsaneringsförfarandet inletts, valt att återbetala sin tidigare förfallna skuld till CSN, börja studera på heltid för en tid av tre år och i samband med det på nytt ta upp studielån och därmed skuldsätta sig ytterligare. Tingsrätten finner att C därmed inte på ett erforderligt sätt försökt att göra rätt för sig i förhållande till borgenärerna. Med beaktande av detta finner tingsrätten att det inte är skäligt att bevilja C skuldsanering och att förutsättningarna även i detta avseende brister för att hon skall beviljas skuldsanering.
Hovrätten avslog C:s överklagande och anförde följande.
C har angående sina förhållanden tillagt bl.a. följande. Hon födde ett barn i oktober 2007. För närvarande uppbär hon föräldrapenning...
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